Aadhaar Biometric Data Vulnerable to Cloning by Cybercriminals: Government Issues Warning
The Aadhaar Enabled Payment System (AePS) was introduced in India with the aim of making digital transactions easier and more accessible to all citizens, especially those in remote areas. However, the same technology that was meant to ease payment and other transactions has become a big nuisance for law enforcement agencies due to the misuse of the system by cybercriminals. The Ministry of Home Affairs (MHA) has expressed concern about the increasing misuse of the AePS system for financial fraud and has requested states and union territories to take measures to address the issue.
The AePS system allows users to conduct transactions using their Aadhaar number and biometric authentication. This makes it easy for users to deposit cash, withdraw cash, transfer funds, and check their statement using their Aadhaar number and biometrics. However, cybercriminals are now cloning the biometric data of Aadhaar users posted on state registry websites that house sale deeds and agreements. This cloned data is then used for unauthorized withdrawals via AePS, leading to financial fraud.
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The Indian Cyber Crime Coordination Centre (I4C), which is the MHA's nodal agency for cybercrime, has written to states and UTs expressing concern about the misuse of AePS by cybercriminals. The I4C has requested that state and UT governments instruct their revenue and registration departments to mask fingerprints on papers before uploading them to registry websites. This will prevent cybercriminals from accessing biometric data and using it for unauthorised transactions.
In addition, the I4C has urged state agencies to investigate such complaints, educate victims, and organise awareness campaigns. The authorities need to take proactive measures to prevent AePS fraud and protect citizens' financial information. One possible solution is to introduce stronger security measures such as multi-factor authentication, encryption, and regular monitoring of transactions.
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It is also essential for citizens to be aware of the risks associated with using AePS and to take necessary precautions. They should never share their Aadhaar number and biometric data with anyone, including bank employees or other service providers. Citizens should also keep a close eye on their transaction history and report any suspicious activity to the authorities immediately.
Conclusion:
The misuse of Aadhaar Enabled Payment System (AePS) by cybercriminals is a serious issue that needs immediate attention. The government needs to take stronger measures to prevent fraud and protect citizens' financial information. Citizens also need to be aware of the risks associated with using AePS and take necessary precautions to protect themselves. Only through joint efforts and continuous innovation in data security can we ensure the safety and security of our citizens' personal information.
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